# Summary
The Latonya Reeves Freedom Act of 2026 strengthens protections for people with disabilities who need long-term care services and supports by requiring states and insurance providers to offer community-based care options instead of institutional placement. The law establishes that individuals with disabilities have a federally protected right to live in their homes or other integrated community settings while receiving necessary assistance with daily activities, health tasks, and other support needs. The legislation prohibits discrimination by state agencies and long-term care insurers through practices like imposing waiting lists, cost caps, or requirements to use congregate disability-specific facilities, and it requires states to develop comprehensive transition plans to move people out of institutions into community settings of their choice. Enforcement falls to the Department of Justice and the Administration for Community Living, which must issue regulations within two years and conduct studies on barriers to community living, particularly for disadvantaged populations. The law applies effective two years after enactment, with states given up to 12 years to achieve full compliance with transition plans approved by federal officials.
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