The Keep Mobile Homes Affordable Act directs the Department of Housing and Urban Development (HUD) to investigate whether prices for pad sites (rental spaces) in manufactured home communities are being artificially inflated through market manipulation or price gouging. Within 270 days, HUD must report to Congress and the public with findings and recommendations, including analysis of how institutional investors affect seniors and low-income communities. The bill also requires HUD to monitor large-scale purchases of manufactured homes and pad sites across the country, and if any single buyer (including investment firms) has purchased more than 2,500 units in a market area since 2015, HUD must investigate whether that buyer engaged in price gouging, excessive rent increases, or failure to provide utilities—with results reported to Congress within one year of completing each investigation. This legislation aims to address affordability concerns in the manufactured housing sector, which serves lower-income Americans and seniors.
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