The Work Without Worry Act of 2026 removes barriers that currently discourage people who became disabled before age 22 from working while receiving Social Security benefits. Currently, childhood disability beneficiaries face work disincentives because their benefits may be reduced or eliminated if they earn too much income. This bill allows these beneficiaries to apply for both disability benefits and regular Social Security retirement or family benefits simultaneously, and they receive whichever benefit amount is higher, giving them more flexibility to work without losing assistance. The legislation also clarifies that beneficiaries do not need to remain continuously disabled from the onset of their disability until they apply for benefits. These changes take effect 24 months after the bill is enacted, applying to all applications filed after that date, and the bill has bipartisan support in the Senate with sponsors from both parties.
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