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S. 5120

BillFederalSenateIn Committee
A bill to amend title XVIII of the Social Security Act to expand access to psychological and behavioral health services.
About This Bill
Committee
Latest Action · July 23, 2026
Read twice and referred to the Committee on Finance.
Congress
119th (2025–2027)
Introduced
July 23, 2026
Cosponsors (1)
0D 1R
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Summary

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The Increasing Mental Health Options Act of 2026 expands Medicare coverage for mental health services by allowing clinical psychologists to independently provide and bill for psychological and behavioral health services in various healthcare settings, including hospitals, nursing facilities, rehabilitation centers, and home health services. The bill offers a 10 percent payment bonus to clinical psychologists who practice in rural and medically underserved areas starting in 2028, similar to existing incentives for physicians in these regions. These changes eliminate requirements for physician oversight of clinical psychologist services while still maintaining professional consultation standards between psychologists and patients' doctors. The amendments take effect on January 1, 2028, and are funded through Medicare's Federal Supplementary Medical Insurance Trust Fund. This legislation aims to increase access to mental health care, particularly in underserved communities where mental health professional shortages are acute.

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