The IMAGES Act of 2025 seeks to modernize the National Flood Insurance Program's rate maps by requiring FEMA to include detailed geographic information such as building locations, addresses, and property identification data. The bill also mandates that flood maps be updated within five years to align with current geodetic standards and be made publicly accessible through a new online repository where people can view flood risks and related data down to individual properties. Additionally, the legislation requires FEMA to work with the U.S. Geological Survey to maintain and upgrade stream gauge stations that monitor water flow in flood-prone areas, ensuring these critical monitoring networks have modern equipment and adequate coverage. The bill provides ongoing funding by allocating 5 percent of quarterly revenue collected by the National Flood Insurance Fund specifically for creating and maintaining current and accurate flood rate maps. The legislation affects property owners, flood insurance policyholders, FEMA, and communities relying on flood risk assessments, with most map updates required within five years of the completion of updated national geodetic standards.
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