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H.R. 5291

BillFederalHouseFloor Consideration
Merchant Banking Modernization Act
About This Bill
Introduced
Latest Action · November 4, 2025
Placed on the Union Calendar, Calendar No. 320.
Congress
119th (2025–2027)
Introduced
September 10, 2025
Cosponsors (1)
1D 0R
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Summary

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Merchant Banking Modernization Act This bill requires financial holding companies to be allowed to hold merchant banking investments for a minimum of 15 years. Currently, financial holding companies are generally prohibited from holding interests in nonfinancial companies, however, there are statutory exemptions for merchant banking activities—financial services for private commercial entities. As a result of these financial services, the financial holding company may gain equity in these private commercial entities through portfolio holdings. Under current regulations, these holdings are subject to certain limitations, including a holding limit of 10 years, with the option of extending the period subject to review by the Federal Reserve Board.

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