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H.J.Res. 52 is a congressional disapproval resolution that would reject a regulation issued by the Federal Housing Finance Agency (FHFA) that sets quality control standards for automated valuation models—the computer systems used to assess property values in real estate transactions. If passed, the resolution would completely invalidate this rule, preventing it from taking effect. The rule was originally published in the Federal Register on August 7, 2024. This type of resolution uses the Congressional Review Act, a fast-track process that allows Congress to overturn federal regulations without going through the normal legislative process. The resolution affects mortgage lenders, real estate appraisers, and homebuyers who rely on these automated valuation systems, though supporters argue the standards may impose compliance costs on lenders while critics contend they protect against inaccurate property valuations.

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