This bill modernizes federal housing assistance programs for Native Americans and Native Hawaiians by updating funding authorizations for fiscal years 2027-2033 and streamlining administrative requirements. Key provisions expand eligibility for housing counseling grants to tribal entities, simplify annual reporting by allowing consolidated submissions, and establish two new competitive grant programs—the Tribal Homeless Housing Assistance Grant Program and the Tribal Continuum of Care Participation Grant Program—that provide rental assistance and supportive services to homeless or at-risk Native Americans while allowing tribes flexibility to design culturally appropriate services. The bill also enhances loan guarantee programs for Native American and Native Hawaiian homeownership by broadening eligible lenders, delegating loan endorsement authority to qualified institutions, extending loan terms up to 40 years for modifications, and establishing performance oversight mechanisms. Additionally, the legislation expands tribal participation in federal homeless assistance programs through improved board representation and environmental review processes, while allocating up to 5 percent of annual McKinney-Vento Homeless Assistance Act funding and $25 million annually to tribal housing initiatives.
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