The Saver's Match Enhancement Act of 2026 expands a federal tax credit that encourages low and moderate-income Americans to save for retirement. The bill doubles the government match from 50 percent to 100 percent of retirement savings contributions, meaning the government will match dollar-for-dollar up to certain limits instead of fifty cents on the dollar. It also nearly doubles the income eligibility threshold from $41,000 to $85,000, allowing more middle-income families to benefit from the credit. The changes apply to contributions made to traditional IRAs, Roth IRAs, and employer retirement plans like 401(k)s, and the bill allows the income limits to adjust annually for inflation. These provisions take effect for the 2027 tax year.