The Flood Insurance Transparency Act of 2025 requires the federal government to make detailed information about the National Flood Insurance Program publicly available online. Specifically, the bill mandates creation of an open-access database containing flood risk data, property claims history, premium information, and details about which properties have experienced repeated losses or received mitigation assistance. Within one year, the Federal Emergency Management Agency must also establish a searchable community database showing how well each participating community complies with flood insurance requirements, how many properties were built before flood maps were established, and the extent of flood hazard areas in each community. The legislation aims to support research and technology development to better understand and predict flood risks, while protecting property owners' personal information. No specific funding amounts or authorization levels are specified in the bill text.
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