This bill modifies federal student grant programs to provide flexibility for students with disabilities who have been approved for reduced course loads as a reasonable accommodation. Currently, students must be enrolled full-time to receive maximum grant amounts, but this bill allows students with disabilities taking reduced course loads to be treated as full-time students for grant calculation purposes if they take at least five credits per term or their approved reduced load, whichever is greater. The changes apply to three major grant programs: Federal Pell Grants, Federal Supplemental Educational Opportunity Grants, and TEACH Grants (for future teachers). The bill does not specify new funding amounts but reallocates existing grant eligibility. The amendments take effect retroactively to align with prior changes to federal financial aid calculations made through the FAFSA Simplification Act.