The NFIP Retroactive Renewal and Reauthorization Act extends the National Flood Insurance Program (NFIP), the federal government's flood insurance program, through December 31, 2026. This extension affects millions of Americans who rely on NFIP policies to protect their homes and properties in flood-prone areas. The bill amends two key provisions of the 1968 National Flood Insurance Act to update the program's expiration date from September 30, 2023, to the end of 2026. Notably, if Congress passes this bill after September 30, 2025, the changes will be made retroactive to that earlier date, ensuring continuous program coverage without a lapse. The legislation does not specify new funding amounts but maintains the existing financial and operational framework of the NFIP through the extended deadline.
Take Action
Your position
Add a comment
to comment on this bill.
Annotate the text
Highlight any passage on the Summary or Full Text tab to attach a note. Annotations appear on the Annotations tab.