The HOME Reform Act of 2025 amends federal affordable housing programs to expand rental and homeownership opportunities, primarily through reforms to the HOME Investment Partnerships program. The bill broadens eligibility to families earning up to 100 percent of the area median income (rather than the current "low-income" definition), creates new allowances for infill housing projects and infrastructure improvements in smaller communities, and permits using federal funds for water, sewer, and utility work directly supporting affordable housing. The bill also streamlines environmental reviews by exempting certain housing projects from duplicative federal assessments and increases flexibility for participating jurisdictions to use funds as they see fit. Additionally, the legislation allows military members and heirs of deceased homeowners to qualify for homeownership assistance despite income limits, and creates mechanisms to preserve long-term housing affordability through community land trusts and other ownership models. The bill requires the Department of Housing and Urban Development to issue implementing regulations within one year and contains no specific funding authorization amounts in the provided text.
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