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H.R. 6248

BillFederalHouseIn Committee
Healthy Competition for Better Care Act
About This Bill
Committee
Latest Action · November 21, 2025
Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Congress
119th (2025–2027)
Introduced
November 21, 2025
Cosponsors (5)
1D 4R
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Summary

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The Healthy Competition for Better Care Act prohibits health insurance companies and health plans from entering into anticompetitive contracts with healthcare providers that prevent patients from accessing lower-cost or higher-quality care. Specifically, the bill bars agreements that restrict insurers from steering patients to other providers, offering incentives to use specific doctors or hospitals, or negotiating lower rates independently. The legislation affects group health plans, individual health insurance policies, and employers offering coverage to their workers. The bill includes exceptions for traditional health maintenance organizations and value-based networks like accountable care organizations and centers of excellence, which may use exclusive provider arrangements. Federal regulators at the Departments of Health and Human Services, Labor, and Treasury have one year from enactment to write detailed regulations implementing the rules, with the restrictions taking effect 18 months after the law is passed.

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