119th (2025–2027)
H.R. 6299
The Removing Insurance Gaps for Health Treatment (RIGHT) Act of 2025 modifies federal health insurance law to expand access to short-term limited duration insurance plans. The bill amends the Public Health Service Act to officially define and clarify what qualifies as short-term health coverage, allowing policies to last up to three years (including renewals) rather than being restricted to shorter periods. This legislation affects individuals seeking temporary health insurance coverage between jobs, during life transitions, or as an alternative to traditional plans. The bill does not specify new funding requirements or implementation timelines. By broadening the availability of these short-term plans, the legislation is intended to reduce gaps in health insurance coverage for Americans who need temporary solutions.