H.R. 6672 creates a new loan repayment program for mental health professionals working in shortage areas across the United States. Under the program, the federal government will repay up to $250,000 in eligible student loans for mental health professionals—including psychiatrists, psychologists, social workers, nurses, and counselors—who commit to six years of full-time work in designated mental health shortage areas. Participants receive one-sixth of their loan repayment each year for the first five years, with the remainder paid in the sixth year, and they cannot combine this benefit with other federal loan forgiveness programs. The legislation authorizes $25 million per year in funding through fiscal year 2035 and requires the Department of Health and Human Services to report to Congress within five years and every two years thereafter on how many professionals have participated and whether the program has improved mental health service availability in underserved areas.
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