Referred to the Committee on Ways and Means, and in addition to the Committee on Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
The Auto Reenroll Act of 2025 modifies retirement savings rules to allow employers to automatically reenroll employees in workplace retirement plans on a periodic basis. Under current law, when employees opt out of automatic contributions, they remain opted out permanently; this bill permits employers to re-enroll those employees automatically every one to three years unless they actively choose to opt out again. The legislation amends the Internal Revenue Code and the Employee Retirement Income Security Act to apply this periodic reenrollment to both qualified automatic contribution arrangements (like 401(k) plans) and other eligible automatic contribution arrangements. The bill takes effect for plan years beginning after enactment and is intended to increase retirement savings participation by making it easier for employees to resume contributions after an initial opt-out. No specific funding is allocated in the bill, as it operates through changes to tax code provisions and plan administration requirements.
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