The Bipartisan IVF for Military Families Act expands TRICARE health coverage to include fertility treatments for active-duty service members and their dependents. Under the bill, covered individuals can access a wide range of fertility services—including in vitro fertilization (up to three egg retrievals per calendar year), artificial insemination, egg and sperm retrieval, and fertility medications—with cost-sharing determined by standard TRICARE rules rather than special fertility-related charges. The law prohibits the use of Department of Defense funds for preimplantation genetic screening, human cloning, international surrogacy, and artificial womb technology, while also preventing waiting periods or other limitations once a person receives a medical diagnosis of infertility. The Department of Defense must establish a coordination program to ensure timely access to fertility care and provide training to community healthcare providers on serving military families. The new coverage takes effect on October 1, 2027.
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