This bill delays until July 1, 2030, the termination of Federal Direct PLUS loans and the implementation of borrowing limits for graduate and professional students attending health professions schools and nursing programs. The extension applies specifically to institutions located within 100 miles of health professional shortage areas or medically underserved communities, as designated by the Public Health Service. The legislation effectively extends current borrowing authority for four additional years beyond the previously scheduled July 1, 2026 deadline, allowing medical schools, nursing schools, and other health professions programs in underserved areas to continue offering higher federal loan limits to their students. The bill aims to support the pipeline of healthcare professionals in regions where shortages are critical, removing a potential barrier that could deter students from enrolling in these programs in underserved areas.
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