This resolution designates April 2026 as "Financial Literacy Month" to raise public awareness about the importance of personal financial education and the consequences of poor financial understanding. The measure highlights concerning statistics, including that 88% of U.S. adults reported financial stress entering 2026, millions of households remain unbanked or underbanked, and household debt has increased by nearly $4 trillion since 2019. The resolution emphasizes that 30 states now require financial education courses for high school graduation, covering more than 60% of U.S. students, and cites research showing these programs improve credit scores and financial behavior among young adults. The Senate calls on federal, state, and local governments, along with schools, nonprofits, and businesses, to observe the month with appropriate educational programs and activities, though the resolution provides no specific funding or creates any new requirements.
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