H.R. 7097 would prohibit people receiving public assistance from sending money outside the United States through international wire transfers. The bill defines public assistance broadly to include any means-tested welfare or benefit program. To enforce this prohibition, all companies that provide international wire transfer services would be required to ask customers in writing whether they receive public assistance before processing any transfers. The bill does not specify enforcement mechanisms, penalties, or implementation timelines. This legislation would affect millions of Americans receiving benefits such as SNAP (food assistance), Medicaid, housing assistance, or unemployment benefits who currently send money to family members or others abroad.