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H.R. 7133

BillFederalHouseIn Committee
Merchant Codes Can Save Lives Act
About This Bill
Committee
Latest Action · January 16, 2026
Referred to the House Committee on Financial Services.
Congress
119th (2025–2027)
Introduced
January 16, 2026
Cosponsors (0)
None
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Summary

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The Merchant Codes Can Save Lives Act would prevent states from banning or discouraging the use of merchant category codes—standardized classification codes used to identify types of businesses and transactions—particularly those that identify firearm and ammunition sellers. Currently, some states have moved to restrict these specialized codes to track gun-related purchases more closely, but this bill would override those state efforts by establishing federal preemption. The legislation would affect state governments, payment processors, and firearm retailers by prohibiting states from using merchant codes as a tool for monitoring or restricting gun sales. The bill contains no specific funding or implementation timeline but authorizes the U.S. Attorney General to file lawsuits against states that violate these requirements.

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