The Youth Financial Learning Act authorizes federal grants to help states integrate financial literacy education into elementary and secondary schools. The bill directs the Department of Education to award competitive grants to state education agencies for up to four years, with states then distributing subgrants to local school districts to implement or expand financial literacy programs covering topics like personal credit, student loans, budgeting, and entrepreneurship. Priority funding goes to districts serving high-poverty schools and those demonstrating the greatest need for financial education support. States must match federal funds with 25 percent non-federal funding and ensure programs serve students across urban, rural, and suburban areas, while states can use up to 10 percent of their grant funds for curriculum development, teacher training, and program evaluation. The bill authorizes "such sums as may be necessary" for fiscal years 2026 through 2030 but does not specify an exact dollar amount.
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