119th (2025–2027)
H.R. 7215
The Stop SCAMS Act directs the FBI, Consumer Financial Protection Bureau, and Federal Trade Commission to coordinate a government-wide effort to combat consumer scams. Within one year of enactment, these agencies must develop a unified anti-scam strategy, adopt a single definition of what constitutes a scam, and standardize how they collect data on scam incidents and losses. Within two years, they must produce a comprehensive government estimate of how many consumers are affected by scams annually (including unreported incidents) and the total dollar losses involved. The bill also requires each agency to report their own scam complaint numbers and dollar losses, establish metrics to measure the effectiveness of their anti-scam training programs, and make their findings publicly available. The legislation affects consumers defrauded by scams and the federal agencies responsible for investigating fraud, but does not specify new funding amounts or appropriations to support these efforts.