Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, Ways and Means, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
The Mental Health and Making Access More Affordable Act of 2026 requires health insurance plans—including employer-sponsored plans and individual policies—to cover mental health services and substance use disorder treatment without any out-of-pocket costs for pregnant women and new mothers. Specifically, pregnant individuals and those in the first year after pregnancy would receive these services at no cost if covered by their plan, including telehealth options. The bill affects millions of Americans with employer health insurance, individual insurance plans, and federal employees covered under the Federal Employees Health Benefits Program. The new requirement takes effect two years after the bill becomes law, and the legislation also includes provisions ensuring that pregnant and postpartum women can continue seeing the same mental health providers without interruption during this coverage period.
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