Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
The Housing for America's Middle Class Act of 2026 directs the Government Accountability Office to study the affordable housing crisis facing middle-class Americans and provide recommendations to Congress within 180 days of the bill's enactment. The study will examine where housing is least affordable for middle-income families, identify which federal housing assistance programs currently exclude them, and propose a formal definition of "workforce housing" that could help middle-class households access existing federal benefits. The bill addresses a gap where working families earn too much to qualify for traditional low-income housing programs but still struggle to afford homes in their communities near jobs, schools, and services. No specific funding amount is mentioned in the legislation; it primarily mandates a research and analysis effort by federal auditors. The recommendations will help federal agencies determine how to better support middle-income renters and homeowners through revised program eligibility and development incentives.
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