The Telehealth Expansion Act of 2025 makes permanent a rule that allows health insurance plans to offer telehealth services without requiring patients to meet their annual deductible first. Currently, this exemption is temporary; this bill would make it permanent and apply to plans starting in 2025 and beyond. The legislation affects anyone with a high deductible health plan, potentially making telehealth services more affordable by allowing patients to access remote medical care without first paying their full deductible. The bill amends the Internal Revenue Code to ensure that offering zero-deductible telehealth doesn't disqualify a plan from being considered a high deductible health plan, which is important because such plans typically offer tax advantages through Health Savings Accounts. No new federal funding is required, as the bill simply clarifies tax rules for existing insurance arrangements.
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