The Supplemental Security Income Restoration Act of 2026 substantially increases financial assistance to low-income seniors, disabled individuals, and blind persons by raising monthly benefit amounts and dramatically expanding eligibility. The bill more than triples the annual income exclusion (from $240 to $1,892) and the earned income exclusion (from $780 to $6,149), while raising resource limits from $2,250 to $20,000 for individuals, allowing recipients to have more savings without losing benefits. Future SSI payments will be tied to the federal poverty guideline rather than the frozen 1974 rates currently used, ensuring benefits keep pace with living costs. The bill also extends SSI eligibility to U.S. territories including Puerto Rico, the U.S. Virgin Islands, Guam, and American Samoa, and removes penalties for recipients with retirement savings or receiving tribal welfare payments. All changes take effect one year after the bill is enacted into law.
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