This bill modifies the National Flood Insurance Program by limiting how the Endangered Species Act applies to certain flood insurance activities. Specifically, it exempts specific flood insurance program actions from the requirement to consult with federal wildlife agencies and obtain their approval under the Endangered Species Act, meaning those activities can proceed without environmental review for potential impacts on protected species. The bill also requires the U.S. Fish and Wildlife Service and the Commerce Department's fisheries office to withdraw and discard any existing biological opinions (expert assessments) about how the flood insurance program affects endangered species, with no ability to issue new ones. Additionally, it clarifies that land management measures funded through the flood insurance program exist solely to protect property and human health. The legislation takes effect upon enactment with no specific funding authorization mentioned in the text provided.
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