H.R. 8518, known as Domenic and Ed's Law, would allow parents who borrowed federal student loans on behalf of their children to have their loan obligations canceled if the student becomes permanently and totally disabled. The bill expands the existing grounds for loan discharge under the Higher Education Act to include cases where a student develops a serious medical condition expected to prevent them from working for at least 60 months, or indefinitely. The legislation applies retroactively to all outstanding parent loans regardless of when they were taken out or when the student's disability began. This change would provide financial relief to parents whose children face long-term health challenges, removing their repayment obligations in such circumstances. The bill contains no specific funding requirements since it operates within the existing federal student loan program structure.
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