The Early Access to Screening Act would require health insurance plans to provide no-cost annual screening mammograms for women starting at age 30, beginning January 1, 2026. The bill applies to Medicare, Medicaid, and private health insurance plans covered under federal regulations. Currently, these programs typically cover mammograms starting at age 40 or 50, so this legislation would expand access to younger women. The bill prohibits all cost-sharing, meaning patients would pay nothing out-of-pocket for these annual screenings. The legislation does not specify funding amounts, as it operates within existing insurance program structures rather than creating a new appropriation.