The Housing FIRST Act amends the Fair Credit Reporting Act to restrict what information can appear in tenant screening reports used by landlords to evaluate rental applicants. Under the bill, consumer reporting agencies would be prohibited from including arrest records, juvenile convictions, misdemeanor citations, cases resolved through diversion programs, completed sentences, and expunged or sealed records in tenant screening reports. The legislation also requires landlords who deny housing based on these reports to notify applicants within three days and provide specific reasons for the denial, ensuring transparency in rental decisions. The bill aims to reduce barriers to housing for formerly incarcerated individuals and those with prior criminal records by preventing outdated or resolved legal matters from automatically disqualifying rental applicants. No specific funding or implementation timeline is included in the legislation.
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