This bill creates a voluntary short-term disability insurance program for federal employees to protect their income during non-work-related disabilities and certain life events. The program would cover federal employees experiencing short-term injuries or disabilities, employees taking leave to care for family members or newborns, and those making arrangements for adoption or foster care. Employees would pay 100 percent of the premiums through payroll deductions, and the Office of Personnel Management would administer the program by contracting with private insurance carriers. Benefits would cover up to 70 percent of an employee's annual salary (capped at the GS-15 maximum) for up to 12 months per incident, with employees choosing waiting periods ranging from 8 days to 181 days before benefits begin. The program would apply to existing federal employees and Postal Service employees, with contracts beginning 18 months after the bill's enactment.
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