To address the high costs of health care services, prescription drugs, and health insurance coverage in the United States, and for other purposes.
About This Bill
Committee
Latest Action · May 14, 2026
Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, Education and Workforce, the Judiciary, Oversight and Government Reform, Rules, the Budget, Armed Services, and House Administration, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
The Fair Care Act of 2026 is a comprehensive healthcare reform bill that addresses rising costs across health insurance, prescription drugs, and medical services. The legislation modernizes Health Savings Accounts (HSAs) by expanding eligibility and allowing unused insurance tax credits to be deposited into accounts, while requiring new corporations and federal employees to participate in HSA programs. It strengthens private insurance protections by prohibiting coverage denials based on preexisting conditions or health status, capping out-of-pocket costs, and extending dependent coverage to age 26, while also requiring insurers to accept all applicants during enrollment periods. The bill enhances prescription drug competition and affordability through new FDA approval pathways for drugs treating rare and serious diseases, transparency requirements for pharmacy benefit managers and manufacturers, and restrictions on hidden rebates that don't benefit patients. It reforms Medicare and Medicaid through competitive bidding systems, new payment models for states, and expanded telehealth access for mental health services. The bill also includes $10 million in funding for consumer education about HSAs and establishes new price transparency requirements for hospitals and insurance plans, along with medical malpractice reforms and congressional review procedures for FDA regulations.
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