The Pro-Housing Act of 2025 directs the Department of Housing and Urban Development and the General Services Administration to support affordable housing development through two main programs. The first provides competitive grants and below-market-rate loans to states and local governments to help them develop and implement housing policies that increase supply and affordability, with $200 million in annual funding authorized through fiscal year 2031 and awards beginning within 120 days of enactment. The second establishes a five-year pilot program requiring the federal government to transfer unused federal land and buildings to state and local housing authorities for affordable housing and mixed-use development. Key requirements include dedicating at least 20% of grant funding to rural and exurban areas, requiring recipients to provide matching funds, prioritizing projects that improve affordability and reduce development barriers, and establishing a learning network to share best practices among participating communities.
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