The Housing Regulatory Clarity Act of 2026 would prohibit the Secretary of Housing and Urban Development from considering disparate impact in any departmental actions. Disparate impact refers to policies or practices that appear neutral but have a disproportionate negative effect on people based on protected characteristics like race or ethnicity. This bill would eliminate HUD's ability to use disparate impact analysis when enforcing fair housing laws and implementing housing policies. The legislation would affect all Americans seeking housing and fair lending protections, as well as HUD's enforcement of fair housing standards. The bill contains no specified funding or implementation timeline beyond its enactment.