The Zero Tolerance for Fraudsters Act of 2026 establishes mandatory minimum prison sentences for federal fraud offenses based on the amount of money involved. Anyone convicted of fraud offenses—including mail fraud, wire fraud, false statements, and related crimes—involving between one and five million dollars would face a minimum of one year in prison, while those involving five million dollars or more would face a minimum of five years in prison. The bill affects federal courts and individuals convicted of these specific fraud crimes, removing judicial discretion to impose lighter sentences below these minimums, though judges can still impose longer sentences if warranted. The legislation applies immediately upon enactment and contains no specific funding requirements, as it primarily modifies sentencing rules for existing federal crimes rather than creating new programs or agencies.
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