The LIONs Act of 2025 would double the maximum loan amounts available through two major Small Business Administration lending programs. The bill increases the cap on SBA 7(a) loans from $3.75 million to $7.5 million, while raising the gross loan limit from $5 million to $10 million. It also doubles the maximum amount for SBA 504 development company loans from $5 million to $10 million, with some variations reaching the same $10 million ceiling. These changes would affect small businesses seeking SBA-backed financing for operations, equipment, real estate, and other business purposes, allowing them to access significantly more capital through these government-guaranteed loan programs. The legislation does not specify any particular timeline for implementation or include additional funding provisions beyond the increased loan limits.
Take Action
Your position
Add a comment
to comment on this bill.
Annotate the text
Highlight any passage on the Summary or Full Text tab to attach a note. Annotations appear on the Annotations tab.