This bill amends federal pension and health insurance law to allow "health marketplace pools" to function as employers for purposes of offering group health plans and insurance coverage. A health marketplace pool would be an entity formed to create a risk pool and offer group health insurance to its members, which could include small businesses, self-employed individuals, and their employees and dependents. The pools could not discriminate based on health status when accepting members, and they must offer the same coverage to all members in the pool, though rates can vary. The bill permits these pools to offer drug coverage alone as a complete benefit, in addition to traditional comprehensive health plans. Importantly, participation in a health marketplace pool would not create an employer or joint employer relationship for any purpose beyond offering the health insurance itself, protecting members from unexpected legal liabilities.
Take Action
Your position
Add a comment
to comment on this bill.
Annotate the text
Highlight any passage on the Summary or Full Text tab to attach a note. Annotations appear on the Annotations tab.