H.J.Res. 92 is a congressional disapproval measure that would reject a rule issued by the Office of the Comptroller of the Currency (OCC), a Treasury Department agency, regarding how bank merger applications are reviewed under the Bank Merger Act. The rule, which was published in the Federal Register on September 25, 2024, would be nullified and prevented from taking effect if this resolution passes both chambers of Congress. This type of action is permitted under federal law as a way for Congress to overturn regulations it disagrees with without requiring the President's signature. The resolution affects banking institutions seeking to merge, as well as regulators overseeing the merger approval process. No specific funding is mentioned in the legislation, as this is purely a procedural measure to block the implementation of an existing regulation.