The People-First Chatbot Act requires the Federal Trade Commission to develop detailed regulations within 12 months that govern how chatbot providers disclose their use of artificial intelligence, assess risks to minors, and restrict certain design features for users under 18. The bill creates multiple enforcement pathways, allowing the FTC to pursue violations as unfair or deceptive practices, enabling states to sue on behalf of their residents, and permitting individuals to bring lawsuits for actual damages, statutory damages ranging from $10,000 to $250,000 or more, and attorney's fees. Willful violations can result in treble damages, and users can sue for any injury caused by a chatbot regardless of how carefully the provider operated. The act does not prevent states from enacting their own chatbot regulations, as long as state protections are at least as protective as the federal standards established by this bill.