The Consumer Health Claim Assistance Act would establish a new government program within the Department of Labor to help workers and retirees navigate denied health insurance claims and understand their rights under employer-sponsored health plans. The program, which must be created by January 1, 2027, would receive and resolve complaints about denied benefits, assist people in filing appeals, provide training to Labor Department staff, and make referrals to enforcement agencies when plans violate federal law. The legislation affects workers with employer health insurance plans and creates funding for the program through new filing fees on employers, with plans paying between $250 and $1,000 annually based on their size, and at least half of collected fees going to support the assistance program. The Labor Department must file annual reports to Congress detailing the number of complaints received, people assisted, and money recovered for participants.