To amend the Public Health Service Act, the Employee Retirement Income Security Act of 1974, and the Internal Revenue Code of 1986 to provide for certain health coverage of newborns.
About This Bill
Committee
Latest Action · July 30, 2026
Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
This bill requires health insurance plans to automatically cover newborns for 30 days after birth at no additional cost, protecting new parents from unexpected medical bills during a critical period. During this initial 30-day coverage window, newborns receive the same coverage as their parent for any service normally covered by the plan. After those 30 days, parents get a 60-day window to formally enroll their newborn in the plan, and insurance companies must notify parents if a claim is denied because the newborn is not yet enrolled. The bill applies to all group health plans and individual health insurance coverage offered by private insurers and affects millions of new parents across the country. The requirements take effect for all insurance plan years beginning on or after the bill's enactment date, with no new federal funding specified.
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