Afscme health and welfare fund was formed in 1974, under an agreement and declaration of trust dated january 24, 1975 between the american federation of state, county and municipal employees, AFL-CIO council 13 (union), its affiliated district councils and subordinate local unions and the trustees. This agreement, which was entered into in accordance with collective bargaining agreements between the union and various employers, provides for contributions by the employers to a trust to provide health and welfare coverage for their employees.