This resolution recognizes the America 250 Commemorative Flag as an official U.S. flag during 2026, marking the 250th anniversary of the Declaration of Independence. The special flag features the design of the original American flag with the number 250 inside the circle of thirteen stars. The resolution authorizes this commemorative flag to be flown alongside the traditional American flag and the POW/MIA flag at government buildings, embassies, and other official U.S. locations throughout 2026 to celebrate the nation's semiquincentennial. The measure does not establish new funding or create an ongoing program beyond the 2026 commemoration year. This is a ceremonial resolution expressing Congress's recognition of the commemorative flag rather than legislation that creates binding requirements or allocates federal resources.

The American FIRST Act of 2025 requires federal banking regulators to provide detailed annual reports to Congress about their participation in international financial regulatory forums like the Basel Committee and Financial Stability Board. The bill affects the Federal Reserve, Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation, mandating they disclose their positions in these forums, any standards they adopt, economic impact analyses, and how international agreements align with U.S. law and interests. The legislation also requires the Federal Reserve Chair to testify about these international interactions during their existing biannual congressional appearances. The bill aims to increase congressional oversight and transparency of how U.S. banking regulators engage with global standard-setting bodies that influence domestic financial regulations. No specific funding or implementation timeline is provided beyond the annual reporting requirement.

The New BANK Act of 2025 requires federal banking regulators to publish annual reports detailing statistics about new bank applications and approvals. The bill mandates that the Comptroller of the Currency, Federal Reserve, FDIC, and National Credit Union Administration each produce yearly reports showing how many charter applications they received, approved, denied, or withdrew, along with average processing times and common reasons for rejections. The legislation also requires these agencies to work with state regulators to compile similar data on state-chartered banks and credit unions, with results broken down by individual states. The bill affects anyone seeking to start a new bank, credit union, or banking holding company by creating greater transparency in the application process. No specific funding is allocated in the bill, and the agencies would begin publishing these annual reports after the law takes effect.

The FCRA Liability Harmonization Act would limit damages in class action lawsuits against companies that violate the Fair Credit Reporting Act, which governs credit reporting agencies and how they handle consumer credit information. Specifically, the bill caps total class action recoveries at the lesser of $500,000 or 1 percent of the defendant's net worth, while also imposing individual statutory damages caps of $100,000 per violation or 40 percent of actual damages awarded. The legislation applies to both intentional violations ("willful noncompliance") and unintentional violations ("negligent noncompliance"), and includes limits on attorney's fees and litigation costs. The bill affects consumers who have been harmed by credit reporting errors, as well as credit reporting companies and other entities regulated under the Fair Credit Reporting Act. The measure contains no specified funding or implementation timeline beyond its legislative introduction in October 2025.

This bill modifies Medicare payment rules for specialized long-term care hospitals that focus on treating patients with spinal cord injuries and acquired brain injuries. Currently, these hospitals follow standard Medicare payment formulas, but this bill would allow qualifying hospitals to receive payments outside those standard formulas instead. To qualify as a "catastrophic specialty hospital," a facility must meet strict criteria: treat at least 80 percent of patients with these specific neurological injuries, maintain at least 175 discharges annually for each injury type over three years, offer comprehensive care including inpatient and outpatient services, draw at least 30 percent of patients from outside their state, and demonstrate commitment to neurorehabilitation research through staff, publications, or training programs. Once designated, hospitals receive this special payment status for three years and can seek redesignation if they continue meeting the requirements. The bill takes effect immediately upon enactment and applies to all future cost reporting periods.

This bill requires the Appraisal Subcommittee to establish and maintain a cloud-based system called the Portal for Appraiser Credentialing and AMC Registration Information, which will serve as a central hub for appraisers and appraisal management companies to submit license, certification, and registration applications and renewals. The portal will connect with state licensing agencies to streamline the sharing of application information, education records, exam results, and background check data, while states retain the authority to make final licensing decisions independently. The bill also requires the Attorney General to provide criminal history information to state officials through this portal system, with the Appraisal Subcommittee serving as an intermediary with the FBI to reduce administrative burden. Funding for the portal will come through reasonable user fees charged to applicants and appraisal companies, structured to be revenue-neutral to development and maintenance costs, and the Appraisal Subcommittee will provide grants to states to help them connect their systems to the portal. The bill establishes an advisory committee with representatives from industry associations, appraisers, lenders, appraisal management companies, and state agencies to provide guidance on the portal's development.

This bill designates the multispecialty clinic of the Department of Veterans Affairs in Marietta, Georgia, as the Colonel Michael H. Boyce Department of Veterans Affairs Multispecialty Clinic or the Colonel Michael H. Boyce VA Clinic.

This resolution establishes a select investigative subcommittee of the Committee on the Judiciary called the Select Subcommittee to Investigate the Remaining Questions Surrounding January 6, 2021. The select subcommittee shall be composed of not more than eight Members, Delegates, or the Resident Commissioner appointed by the Speaker of the House, of whom not more than three shall be appointed in consultation with the minority leader. The resolution authorizes and directs the select subcommittee to conduct a full and complete investigation and study and issue a final report of the events surrounding January 6, 2021. The resolution authorizes the chair of the select subcommittee to receive information available to the Permanent Select Committee on Intelligence; to extend certain periods for questioning witnesses; and to use depositions, subpoenas, and interrogatories to collect information. The select subcommittee may not hold a markup of legislation. The select subcommittee's final report shall be submitted to the Committee on the Judiciary by December 31, 2026. The select subcommittee terminates 30 days after filing the final report or on the last day of the 119th Congress, whichever comes first.

Taking Account of Institutions with Low Operation Risk Act of 2025 or the TAILOR Act of 2025This bill addresses the supervision of financial institutions.Federal financial regulatory agencies must (1) tailor any regulatory actions so as to limit burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's tailoring requirement applies to future regulatory actions and to regulations adopted within the last 15 years.The bill also reduces certain reporting requirements for community banks eligible for a simplified capital leverage ratio.Finally, federal banking agencies must report on the modernization of bank supervision, including examiner workforce and training and statutory changes necessary to achieve more effective supervision.

This bill requires certain institutional investment managers that use proxy advisory firms to disclose information related to voting on shareholder proposals. (Proxy advisory firms provide voting services and advice to institutional investors in public companies for proposals presented at shareholder meetings.)Generally, institutional investment managers must report annually (1) how the manager voted on each shareholder proposal, (2) the percentage of votes cast in accordance with proxy advisory firm recommendations, and (3) explanations such as how votes are reconciled with fiduciary duties. Managers must also certify that votes were based solely on the best economic interest of the shareholders.In addition, large institutional investment managers must (1) inform customers that shareholders are not required to vote on every proposal; (2) on certain votes, determine through an economic analysis the vote that is in the best economic interest of shareholders; and (3) report any such analysis annually.

The Primary Regulators of Insurance Vote Act of 2025 upgrades the role of state insurance regulators in federal financial oversight by making a State insurance commissioner a voting member of the Financial Stability Oversight Council (FSOC), a body created by the 2010 financial reform law that monitors risks to the financial system. Currently, a state insurance commissioner sits on the council but cannot vote; this bill changes that to give them full voting power. The President would appoint the voting member with Senate confirmation, drawing from candidates recommended by the National Association of Insurance Commissioners, and the position would last four years. The bill also removes the previous non-voting state insurance commissioner position once this new voting member is confirmed. No specific funding is required, and the change would take effect once the new voting member is appointed and confirmed by the Senate.

Ensuring U.S. Authority over U.S. Banking Regulations ActThis bill requires specified federal banking regulators to make disclosures (1) when issuing major rules to conform with recommendations from non-governmental international organizations, and (2) when engaging with certain non-governmental international organizations about climate-related topics.Specifically, the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the National Credit Union Administration, and the Federal Housing Finance Agency must submit to Congress notice, testimony, and a detailed economic analysis with respect to a major covered rule prior to its issuance. A major covered rule under the bill is a rule (1) that has an effect on the U.S. economy of at least $10 billion over a 10-year-period, and (2) that is intended to align or conform with a recommendation from a non-governmental international organization (including the Financial Stability Board and the Basel Committee on Banking Supervision).Further, in order to engage with certain international organizations about climate-related financial risks, these regulators must report annually on (1) the international organization’s activities that the regulator participates in, such as a task force or committee; and (2) the organization's governmental and non-governmental funding sources.

Transparency in CFPB Cost-Benefit Analysis Act This bill sets forth information required to be included in a rulemaking made by the Consumer Financial Protection Bureau (CFPB). Specifically, the CFPB must publish a justification of the proposed rulemaking; a quantitative and qualitative assessment of all anticipated direct and indirect costs and benefits; alternatives to the proposed rulemaking; impacts on small businesses; and any assumptions, data, or studies used in preparing this information.

Financial Reporting Threshold Modernization ActThis bill increases the threshold amounts for certain reporting by financial institutions, adjusts these amounts periodically for inflation, and requires a review of specified financial forms and reporting requirements.The bill increases the threshold dollar amounts above which financial institutions are required to file currency-transaction and suspicious-activity reports with the Financial Crimes Enforcement Network (FinCEN). The bill also increases the transaction threshold above which an entity must register with FinCEN as a money services business. Further, these amounts must be updated every five years to reflect the change in the consumer price index.Treasury must review and report on the effectiveness and efficiency of the forms and requirements regarding domestic coin and currency transactions, foreign currency transactions, and anti-money laundering and combating the financing of terrorism measures, among other matters. Treasury must also make appropriate updates to such forms.The bill also extends through 2031 the requirement that the director of FinCEN must be made annually available for testimony before congressional committees regarding certain FinCEN issues, including resources needed to implement beneficial ownership reporting requirements.

H.R. 1483, the Protecting Investors' Personally Identifiable Information Act, would prohibit the Securities and Exchange Commission (SEC) from requiring securities exchanges, broker associations, and their members to submit personal identifying information—such as names, addresses, Social Security numbers, and email addresses—as part of consolidated audit trail reporting requirements. The bill targets the SEC's current regulatory framework that mandates the collection of this data to track market participants and their trading activities. The legislation would affect financial institutions and brokers that currently must comply with SEC audit trail rules, potentially reducing the amount of sensitive investor data held in centralized regulatory databases. No specific funding or timeline is included in the bill text. The measure appears designed to enhance privacy protections for investors by limiting the personal data the SEC can require in its market surveillance programs.

Respect State Housing Laws Act This bill eliminates a provision that requires a 30-day notice period before a landlord may begin eviction proceedings against a tenant in federally assisted or federally backed housing.

The MERIT Act of 2025 makes sweeping changes to federal employee protections and supervisory accountability. The bill removes the standard grievance process for federal employees challenging adverse actions like suspensions, demotions, or removals, instead directing them to appeal directly to the Merit Systems Protection Board. It streamlines discipline for supervisors by allowing agencies to take action based only on evidence of wrongdoing and job level, with a compressed 15-business-day timeline for completing discipline and just 7 days for supervisors to respond, eliminating performance improvement plan requirements. The legislation also restructures furlough procedures into two categories—regular furloughs of 14 days or less, and emergency furloughs during budget lapses—with reduced notice and procedural protections for emergency furloughs. Additionally, the bill extends the probationary period for newly appointed senior executives from one to two years before they gain permanent status. Most provisions take effect one year after enactment, with the Office of Personnel Management required to issue furlough regulations within 180 days, and the changes supersede conflicting union agreements.