The HUD Payment Integrity and Accountability Act of 2026 requires the Department of Housing and Urban Development to complete a comprehensive assessment of improper payments in its rental assistance programs by December 1, 2027. The assessment must evaluate both project-based assistance, which provides subsidies to specific housing properties, and tenant-based assistance, which helps low-income renters pay for housing of their choice. The bill also establishes fraud detection requirements that mandate HUD notify its Inspector General within 60 days whenever it identifies unusual spikes in assistance payments or the number of landlords participating in a geographic area, such as increases exceeding 100 percent in a single year. The HUD Inspector General is tasked with conducting audits of high-risk programs and geographic areas, submitting a separate fraud risk assessment focusing on the roughly $50 billion in annual rental assistance spending, and pre-certifying that HUD's assessment methodology is statistically sound before the December 2027 deadline.

The Regulatory Review Improvement Act of 2026 modifies how federal agencies review their existing rules to ensure they remain necessary and effective. The bill requires agencies to solicit public comments on whether rules should stay in effect, conduct more thorough economic analyses of those rules, and provide detailed summaries and agency analysis of public feedback before completing reviews. Additionally, agencies must now track and report on compliance costs and paperwork burdens created by rules since they were enacted. The bill tightens timelines for agencies requesting delays in conducting these reviews, limiting extensions to one year at a time rather than allowing multi-year delays. These changes apply to all federal agencies and would make the regulatory review process more transparent and data-driven for businesses, workers, and the public.

This bill establishes the Endless Mountains National Heritage Area in northeastern Pennsylvania, encompassing Bradford, Sullivan, Susquehanna, and Wyoming Counties, along with any other Pennsylvania county portions identified in a previous feasibility study. The designation makes this area part of the National Heritage Area System, a federal program that recognizes regions with significant cultural, historical, and natural resources. The Endless Mountains Heritage Region, Inc., will serve as the local coordinating entity responsible for managing the heritage area and must submit a management plan to the Secretary of the Interior within three years of the bill's enactment. The federal government's authority to provide funding and assistance for this heritage area will expire 15 years after the bill becomes law, creating a defined timeline for initial development and support of the region's heritage preservation and tourism efforts.

The Growing Deposit Insurance for the Future Act updates how deposit insurance coverage limits are adjusted for inflation. Currently, the Federal Deposit Insurance Corporation (FDIC) adjusts deposit insurance limits based on inflation using 2010 as the baseline year, but this bill changes the baseline to 2030. This affects all bank customers with deposits, as it will determine how much of their deposits are protected if a bank fails. The bill also modifies the calculation method to use the standard maximum deposit insurance amount rather than a fixed $100,000 figure. The legislation takes effect upon enactment with no new funding required, as it simply restructures an existing inflation-adjustment mechanism within current FDIC operations.

This bill requires the Center for Medicare and Medicaid Innovation to launch a drug pricing model starting January 1, 2029, that ties U.S. prices to the second-lowest price charged for the same medications in eight wealthy countries (Canada, Denmark, France, Germany, Italy, Japan, Switzerland, and the United Kingdom). Drug manufacturers without a voluntary agreement with the government must offer this "most-favored-nation price" to Medicare beneficiaries, Medicaid recipients, and those in prescription drug plans when those medications are dispensed by pharmacies or administered by hospitals and doctors. The model will run for five years, though manufacturers can avoid the requirement if they negotiate a separate deal with the government by December 31, 2028, which includes commitments to increase U.S. manufacturing. The bill does not specify new federal funding, as it operates within existing Medicare and Medicaid programs, and requires the government to report its progress to Congress by April 1, 2029.

The Safeguarding Consumers from Advertising Misconduct Act (H.R. 7548) would prohibit online platforms like social media sites from displaying fraudulent or deceptive paid advertisements if they fail to take reasonable steps to prevent such ads. The bill requires platforms to verify advertiser identities using government-issued identification, implement fraud detection systems, and respond to reports of suspicious ads within 72 hours—removing confirmed fraudulent ads within 24 hours. The Federal Trade Commission must write detailed regulations within one year to enforce the law, which also allows state attorneys general and consumers who suffer losses to sue platforms directly for violations. The bill notably limits tech platforms' immunity under Section 230 of the Communications Act for paid advertisements, responding to Federal Trade Commission data showing Americans lost nearly $196 billion to fraud in 2024, with social media platforms being the primary contact method for scammers targeting younger consumers.

Small Business Lending Fraud Prevention ActThis bill requires Small Business Administration (SBA) employees who participate in the origination, review, or approval of SBA loans to certify in writing prior to such participation that the employee does not have any conflict of interest with respect to the loan, will disclose any such conflict of interest arising after the certification is made, andunderstands the requirements with respect to conflicts of interest applicable SBA employees.Under current law, federal employees must disclose financial conflicts of interest with respect to a particular matter and recuse themselves from such matter (with limited exceptions upon authorization from the employee's agency designee).The SBA must issue regulations implementing the requirements of this bill.

Restoring the Secondary Trading Market ActThis bill prohibits states from banning, limiting, or imposing conditions upon off-exchange secondary trading of securities. This prohibition applies if the issuer of those securities provides public information on the issuer's financial status in accordance with federal regulations.

This bill requires major federal financial agencies to include a specific disclaimer on any guidance documents they issue to the public. The disclaimer must appear prominently on the first page and state that the guidance does not have the force of law, creates no legal obligations, and that failing to follow the guidance does not automatically mean a law was broken. The requirement applies to nine agencies including the Federal Reserve, FDIC, Securities and Exchange Commission, Consumer Financial Protection Bureau, and others when they issue policy statements or interpretations that are intended to influence how regulated entities behave. The bill aims to clarify that agency guidance documents are not legally binding rules, distinguishing them from formal regulations that go through the official rulemaking process. There are no funding provisions or specific timelines mentioned, and the requirement would take effect immediately upon the bill's enactment.

Amendment for Crowdfunding Capital Enhancement and Small-business Support Act of 2025 or the ACCESS Act of 2025 This bill expands the exemption from certain disclosures applicable to crowdfunding issuers with specified target offering amounts. (Crowdfunding is used to raise capital through a large number of individuals investing potentially small amounts of money.) Under current law, crowdfunding issuers that have target offering amounts of $100,000 or less are not required to make available financial statements reviewed by an independent public accountant. The bill increases that amount to $250,000 and allows the Securities and Exchange Commission to increase this amount to no more than $400,000 upon recommendation of the Office of the Advocate for Small Business Capital Formation and the Office of the Investor Advocate.

This resolution encourages local communities throughout the United States to support nonprofit organizations that provide resources to Gold Shield Families during their time of need. Gold Shield Families consist of the families of fallen police officers, firefighters, emergency medical technicians, correction officers, emergency dispatch officers, and emergency service providers.

Bureau of Consumer Financial Protection-Inspector General Reform Act of 2025 or the CFPB-IG Act of 2025This bill establishes a separate Office of Inspector General for the Consumer Financial Protection Bureau (CFPB). Currently, such oversight of the CFPB is combined with the Office of Inspector General for the Board of Governors of the Federal Reserve System.

Investing in All of America Act of 2025This act modifies the limit on the amount of financing available to a Small Business Investment Company (SBIC) from the Small Business Administration (SBA). It also expands the definition of private capital with respect to SBICs.Specifically, the act reduces the maximum outstanding financing available to an SBIC from 300% to 200% of the SBIC's private capital. The act increases from $350 million to $475 million the maximum financing available to two or more commonly controlled SBICs that make quarterly or semiannual interest payments.The act also expands the amounts that may be excluded from the calculation of the financing limit to include the amounts an SBIC invests in (1) rural areas, (2) certain technology categories, or (3) small manufacturers. The act revises the cap on such excluded amounts to the lesser of $125 million or the aggregate of 50% of the private capital of the SBIC.Additionally, the act expands what is considered the private capital of an SBIC to include funds obtained from the business revenue of additional government-sponsored corporations and funds invested by the trust or endowment of a college or university.

This House resolution elects four Republican members to serve on the House Committee on Ethics: Representatives Rutherford, Garbarino, Hinson, and Moran. The Committee on Ethics is responsible for investigating alleged violations of House rules and ethics standards by members of Congress and their staff. This is a routine procedural resolution that fills committee positions, which typically occurs at the beginning of a new Congress or when vacancies arise. The resolution does not involve any funding or specific timelines beyond the immediate appointment of these members to the committee.

7(a) Loan Agent Oversight ActThis bill requires the Small Business Administration (SBA) to submit an annual report containing specified information related to 7(a) loan agents. These agents provide fee-based referral and loan application services related to the SBA's 7(a) Program. Under the 7(a) Program, the SBA provides loans and loan guarantees to small business borrowers who cannot obtain credit elsewhere on reasonable terms and conditions.The required report must include (1) the number and type of agents assisting applicants for 7(a) loans, (2) the number of fraudulent loans made for which an applicant used the services of a 7(a) agent, (3) the purchase rate of loans for which an applicant used the services of a 7(a) agent, and (4) the number and aggregate dollar value of referral fees paid to 7(a) agents.

PIIA Reform ActThis bill establishes a federal Overpayment Czar position, requires federal agencies to identify certain programs and activities as susceptible to improper payments (i.e., payments that should not have been made or were made in an incorrect amount), and imposes financial penalties on agencies for noncompliance with requirements related to reducing improper payments.The bill establishes the position of Director of Improper Payment Mitigation, to be known as the Overpayment Czar, within the Office of Management and Budget (OMB). The duties of the Overpayment Czar include assisting federal agencies in preventing improper payments and fraud. Under the bill, federal agencies must additionally identify as susceptible to significant improper payments any program or activity that is in the first four years of operation and has or is expected to have outlays exceeding $100 million in any of the first three fiscal years of operation unless, based upon a review of the program or activity, the agency makes a determination to the contrary. The bill requires a reduction in certain appropriations accounts for agencies that do not comply with various requirements related to reducing improper payments (such as publishing improper payments estimates and programmatic corrective action plans). States receiving funding for certain programs, such as Medicaid and unemployment compensation, must use payment integrity tools approved by OMB to reduce overpayments.Each annual governmentwide five-year financial management plan produced by OMB must include a plan to decrease improper payments throughout executive agencies.

USA Batteries ActThis bill eliminates the Superfund chemical excise tax imposed on lead oxide ($8.28 per ton), antimony ($8.90 per ton), and sulfuric acid ($0.52 per ton). Under current law, an excise tax is imposed through December 31, 2031, on taxable chemicals and taxable chemical substances that are (1) manufactured or produced in the United States, or (2) imported into the United States. The excise tax rate varies between $0.44 per ton to $9.74 per ton, depending on the chemical and certain other variables. (There are 42 listed taxable chemicals, including lead oxide, antimony, and sulfuric acid.)Further, under current law, amounts collected from the excise tax on taxable chemicals are deposited into the Superfund, which finances the remediation of certain environmentally contaminated sites.

This resolution recognizes and honors Gold Shield Families for their sacrifices and support of their loved ones in service to our nation. Gold Shield Families consist of the families of fallen police officers, firefighters, emergency medical technicians (EMTs), correction officers, emergency dispatch officers, and emergency service providers.

China Exchange Rate Transparency Act of 2023This bill requires the U.S. Executive Director at the International Monetary Fund (IMF) to use the voice and vote of the United States to advocate for increased exchange rate transparency from China.Some areas of focus for this advocacy are (1) Chinese exchange rate arrangements, including any indirect foreign exchange market intervention through Chinese financial institutions or state-owned enterprises; (2) enhanced multilateral and bilateral surveillance by the IMF; and (3) stronger consideration of China's performance as a responsible stakeholder in the international monetary system when evaluating quota and voting shares at the IMF.The requirements of the bill expire seven years and 30 days after the date of the bill's enactment or earlier if China meets certain conditions regarding its exchange rate policies.