This bill modifies the rules for privately insured credit unions that want to convert to federal insurance. Specifically, it removes a requirement that at least 20 percent of a credit union's membership must participate in a vote to approve the conversion. The bill also extends the voting notification period from a 7-30 day window to a minimum of 90 days, giving members substantially more time to learn about and consider the conversion before voting. The changes aim to modernize and streamline the conversion process for these credit unions. No new funding or specific implementation timeline is mentioned in the legislation.

The PERFECT Act of 2026 directs the Secretary of Defense to create and regularly update lists of dietary supplement ingredients and performance-enhancing substances that are prohibited for military service members. The Secretary must publish these lists in multiple accessible formats—including a full-view website, searchable database, and downloadable files—and update them at least every 90 days. The law provides protections for service members who unknowingly use prohibited supplements, allowing commanding officers to avoid disciplining first-time offenders if they meet a "good faith standard," such as purchasing from Department of Defense retail facilities or relying on an outdated list. The bill also clarifies that possessing non-controlled prohibited supplements does not constitute drug abuse under military law. Within specified timeframes, the Defense Department must update existing policies, improve the Operation Supplement Safety website with advanced search tools and artificial intelligence capabilities, review how to incorporate dietary supplement education into military training, and submit implementation reports to Congress at 120 days, one year, two years, and annually for five years after enactment.

The Government Surveillance Reform Act of 2026 comprehensively restricts how federal, state, and local law enforcement agencies conduct surveillance and handle personal data. The bill extends Section 702 of the Foreign Intelligence Surveillance Act through April 2030 while significantly limiting its use, prohibits federal agencies from purchasing personal data from commercial data brokers except through court orders, requires data destruction within five years, and establishes strict minimization procedures to prevent collection of unnecessary information. The legislation strengthens judicial oversight by expanding the role of privacy experts in reviewing surveillance applications, creates legal standing for Americans to challenge surveillance in court, prohibits "reverse targeting" of Americans through foreign surveillance, and mandates congressional notification when immunity is granted to companies assisting with warrantless surveillance. Additionally, the bill establishes separate and stricter rules for federal agencies compared to state and local law enforcement, enhances transparency through expanded reporting requirements, and creates accountability measures including employee discipline for surveillance law violations, with agencies permitted up to one year to implement the changes.

This bill modifies federal banking law to give states more control over interest rate rules for loans made by banks and credit unions chartered within their borders. Currently, federal law allows out-of-state banks and credit unions to charge interest rates permitted in their home state, even when making loans to borrowers in other states. The legislation lets individual states opt out of this federal rule, but only for loans made by institutions that the state itself has chartered, not for out-of-state lenders operating within the state. States can opt out by passing a law or through voter referendum. The bill repeals an existing provision from 1980 and applies these new rules retroactively to any previous state actions under the older law. No specific funding or implementation timeline is specified in the legislation.

The DPA Modernization Act of 2026 comprehensively updates the Defense Production Act of 1950 by restructuring its authorities, increasing funding, and adding new oversight mechanisms. The bill limits presidential emergency powers to declared emergencies and transfers key decision-making authority to new entities including a Defense Production Act Committee and Fund manager, while doubling loan guarantee thresholds from $50 million to $100 million and increasing the Defense Production Act Fund ceiling from $750 million to $2 billion. The legislation creates new programs including a Critical Minerals Resilience Initiative to reduce foreign adversary control over critical materials, a National Defense Executive Reserve for emergency workforce deployment, and mandatory databases to track government actions and provide businesses with information about opportunities. The bill also establishes conflict-of-interest restrictions preventing the President, Vice President, and their families from benefiting from the Act, increases various penalties from $10,000 to $100,000, and requires comprehensive implementation within 360 days for new workforce programs and one year for business outreach systems.

This bill requires the U.S. government to obtain licenses before allowing companies to export synthetic DNA and RNA sequences—digital biological materials designed by humans or artificial intelligence—to foreign countries and entities of concern, particularly China. The legislation responds to congressional concerns that China is systematically acquiring U.S. biological intellectual property and sensitive biotechnology information to advance its military and security capabilities, citing Chinese laws that require citizens and companies to cooperate with national security objectives. The Secretary of Commerce must establish licensing requirements within one year of the bill's enactment, though some limited information may be exempt based on existing export regulations. The bill affects biotechnology companies, research institutions, and synthetic biology firms that work with genetic sequences, potentially requiring them to obtain government approval before sharing this technology with foreign partners.

The Bitcoin for America Act would allow American taxpayers to pay their federal income taxes in Bitcoin instead of traditional currency. When Bitcoin is received through tax payments, it would be deposited into a new Strategic Bitcoin Reserve managed by the Treasury Department, which would hold these assets long-term as part of the nation's financial reserves. The bill includes specific rules allowing taxpayers to choose which Bitcoin holdings they use for tax payments and specifies that no gain or loss is recognized when Bitcoin is transferred to the government for tax purposes. The Reserve would be managed conservatively, with restrictions preventing the government from selling more than five percent of its Bitcoin holdings in any single year, and a 20-year holding period before any disposals are allowed. The legislation aims to diversify the nation's wealth into cryptocurrency while promoting financial inclusion, though it leaves implementation details—such as how the Treasury will value Bitcoin daily and manage custody—to be determined through Treasury regulations.

The Dollar Dominance Act of 2025 establishes a new Office of Strategic Currency Diplomacy within the State Department to protect the U.S. dollar's role as the world's primary reserve currency. The office will work to counter efforts by rival nations to undermine dollar dominance, coordinate with allied nations to strengthen dollar-based financial systems, and monitor threats from foreign digital currencies and payment systems. Key responsibilities include developing strategies to increase the percentage of international transactions and central bank holdings denominated in dollars, tracking the rise of central bank digital currencies in other countries, and coordinating efforts across federal agencies including Treasury, Commerce, and intelligence offices. The bill does not specify dedicated funding or implementation timelines, leaving those details to be determined during the legislative process. This new office would primarily affect U.S. foreign policy and diplomatic strategy rather than directly impacting individual Americans, though its work touches on broader economic and national security interests.

The Fiscal Accountability for Interest on Reserves Act would remove a provision of federal law that allows the Federal Reserve to pay interest on bank reserves held at the Fed. Specifically, the bill amends the Federal Reserve Act by eliminating the authority for the central bank to offer earnings on these reserve balances. The legislation would take effect 180 days after it becomes law. This change would affect banks that currently receive interest payments on deposits held with the Federal Reserve, potentially reducing their income from those reserves. The bill was introduced in July 2025 and referred to the House Committee on Financial Services, which typically reviews banking and monetary policy matters.

The NARCO Act of 2025 reorganizes how the State Department's Assistant Secretary for International Narcotics and Law Enforcement Affairs operates by expanding their responsibilities and establishing clearer priorities for combating drug trafficking, transnational crime, and terror-related criminal activity. The bill shifts the Assistant Secretary's reporting line to the Under Secretary for International Security Affairs and mandates that at least 20 percent of the bureau's annual budget go toward rewards and bounties programs for capturing criminals and interdicting drugs, with up to $25 million available annually for designated criminal activities. The legislation also requires the bureau to coordinate extensively with other federal agencies including the FBI, DEA, Defense Department, and intelligence community to align priorities, establish better monitoring and evaluation metrics for programs, and create a publicly searchable database of all programming spending and outcomes. The bill limits funding for foreign justice system strengthening to no more than 10 percent of grant funds and requires annual certification to Congress that U.S. enforcement personnel abroad are complying with ethics requirements.

This is a symbolic resolution expressing the House of Representatives' commendation of President Donald J. Trump for his diplomatic efforts in deescalating a recent armed conflict between India and Pakistan. The resolution acknowledges that tensions between the two nuclear-armed nations had risen sharply following an armed confrontation, creating concerns about potential broader military conflict. The bill credits Trump and his diplomatic team with engaging both governments and successfully urging them toward a peaceful resolution, while also recognizing Pakistan's and India's willingness to reduce hostilities through dialogue. The resolution does not authorize any funding, implement new policies, or create any binding requirements—it simply expresses the House's formal approval of the diplomatic intervention and encourages continued U.S. leadership and ongoing dialogue between India and Pakistan to maintain regional stability.

The "No Revolving Doors in FMS Act of 2025" would prohibit former State Department and Defense Department employees from lobbying the federal government on foreign military sales matters. Specifically, it would ban anyone who worked on foreign military sales programs during their last three years of government employment from contacting federal officials or Congress to influence those sales after leaving office. The bill amends existing ethics law (18 U.S.C. Section 207) and would subject violators to criminal penalties under the same provisions that govern other post-employment lobbying restrictions. This legislation aims to prevent former government insiders from leveraging their specialized knowledge and relationships to influence lucrative weapons sales immediately after leaving government service.

This bill directs the National Institutes of Health (NIH) to conduct research on "Trump Derangement Syndrome," defined as intense emotional or cognitive reactions to Donald Trump, his actions, or his public presence. The research would examine the origins and early cases of this phenomenon, its psychological and social impacts, contributing factors such as media exposure and political polarization, and potential interventions to address it. The bill references the 2024 assassination attempts against Trump as context for why this research matters for understanding political polarization and public health. The NIH Director must collaborate with other federal agencies and academic institutions and submit annual progress reports to Congress beginning two years after the law's enactment, with no specific funding amount allocated in the bill text itself.

The Foreign Military Sales Reform Act of 2025 increases the dollar thresholds that trigger congressional review and notification when the U.S. sells military equipment and services to foreign countries. Specifically, the bill raises various notification thresholds under the Arms Export Control Act—for example, increasing one threshold from $14 million to $23 million and another from $50 million to $83 million, with similar increases applied to other thresholds throughout the law. The legislation affects the State Department, which oversees foreign military sales, by requiring it to report to Congress on any attempts to circumvent these new thresholds through payment structuring (breaking up larger deals into smaller ones). The bill also prohibits federal employees from intentionally structuring payments to avoid congressional oversight and imposes penalties of up to $100,000 and permanent barring from federal employment for State Department employees who violate this prohibition. No specific funding or implementation timeline is included in the bill.

The Aid Accountability Act of 2025 strengthens enforcement mechanisms for foreign aid programs by imposing strict penalties on those who violate requirements in Section 104(f) of the Foreign Assistance Act of 1961. Federal employees who knowingly violate these requirements would be immediately terminated from government service and barred from future federal employment, and they would be held personally liable to repay any funds illegally allocated through their violations. Outside recipients of federal funds—including grant recipients, contractors, and other organizations—would be permanently barred from receiving any federal funding if they violate the requirements. The Secretary of State would make final determinations about violations and must report to Congress within 60 days of finding any violation, describing what happened and how it will be prevented in the future. These determinations can be reviewed by federal courts or through the Congressional Review Act process.

H.Res. 272 is a symbolic resolution expressing the House's position that the United States should pursue peace in Ukraine while limiting American involvement in the conflict. The resolution supports the Trump administration's peace efforts but calls for the United States to stop sending military aid and resources to Ukraine, withdraw all military advisors and intelligence personnel from the region, and cease sharing intelligence with Ukraine and European allies. The resolution does not authorize or require any specific actions, allocate funding, or set timelines—it is a non-binding statement of congressional sentiment. It reflects a policy position that prioritizes reducing U.S. involvement in the Russia-Ukraine war and redirecting resources to domestic priorities like border security. The resolution affects U.S. foreign policy toward Ukraine and Europe but has no direct impact on American citizens or programs since it carries no legal force.

This bill would require the Federal Reserve's non-monetary policy functions—such as bank supervision, regulation, and examinations—to be funded through the congressional appropriations process rather than through fees collected independently. Currently, the Fed funds its regulatory activities through assessments on banks and other institutions it supervises, without needing annual congressional approval. Under this legislation, the Federal Reserve would still collect these fees from banks, but the money would go into the Treasury as "offsetting collections" and Congress would need to explicitly approve funding for these regulatory activities each year. The bill excludes the Fed's core monetary policy work (managing interest rates and money supply) from this requirement, affecting only administrative costs related to supervision and regulation, including bank examinations, stress tests, staff training, and processing regulatory reports. The changes would take effect on October 1, 2025.

The Patient Fairness Act of 2025 expands access to health savings accounts (HSAs) and increases contribution limits. Currently, HSAs are only available to people enrolled in high-deductible health plans, but this bill would allow all individuals to contribute to HSAs regardless of their insurance coverage. The legislation raises annual contribution limits to $8,000 for individuals and $16,000 for joint filers, plus $3,000 for each dependent, with an additional $3,000 allowed for people age 55 and older. The bill also allows HSA funds inherited by relatives to be rolled into the relative's own HSA within 60 days, avoiding taxes on the transfer. These changes take effect for tax years beginning after December 31, 2025, and the bill also codifies existing hospital price transparency requirements into law.

Stop the Cartels ActThis bill addresses various issues relating to immigration, law enforcement cooperation with Mexico, and drug cartels.The bill bars federal financial assistance for state or local jurisdictions that (1) restrict compliance with immigration detainers issued by the Department of Homeland Security, or (2) have any law or policy that violates immigration laws.Furthermore, under this bill, the detention of alien minors must be governed by specified sections of the Immigration and Nationality Act and not any judicial decree or settlement. (A 1997 settlement agreement imposes requirements related to the treatment of such minors, including limits on how long they may be detained under certain conditions.)The bill also makes various changes to asylum applications, including by (1) increasing the burden that an asylum applicant must meet to establish a credible fear of persecution, and (2) establishing refugee application and processing centers in Central America.In addition, certain Department of State and U.S. Agency for International Development assistance may not be made available to Mexico's government until the State Department certifies that Mexico has removed certain barriers to law enforcement cooperation and intelligence sharing between the United States and Mexico.The bill also establishes the foreign Special Transnational Criminal Organization designation and establishes penalties related to designated organizations, such as making it a crime to knowingly provide material support to such an organization. The State Department must designate specified organizations, including the Sinaloa Cartel, with the designation, and may designate other organizations that fit the bill's criteria.

This bill allows individual taxpayers to adjust the cost basis of certain long-held assets for inflation when calculating capital gains taxes. Specifically, if an individual sells stocks, digital assets (like cryptocurrency), or tangible property that they've owned for more than three years, they can increase the original purchase price by the amount inflation has risen since they bought it—measured using the gross domestic product deflator. This effectively reduces the taxable gain on the sale. The bill applies to assets purchased after December 31, 2025, and includes common stocks in U.S. and certain foreign corporations, cryptocurrencies and blockchain-based digital assets, real estate, and other tangible property used in business. The adjustment does not apply to sales between related persons, and the IRS can disallow the adjustment if it appears designed primarily to exploit the tax benefit. The bill excludes corporations from this benefit and includes special rules for investment funds and partnerships that pass the benefit through to individual investors.

Justice for Vaccine Injured Veterans Act of 2025This bill establishes a presumption of service-connection for certain conditions that become manifest in a member of the Armed Forces who received a COVID-19 vaccine under orders any time from August 24, 2021, through January 10, 2023. Under a presumption of service-connection, specific conditions diagnosed in certain veterans are presumed to have been caused by the circumstances of their military service. Health care benefits and disability compensation may then be awarded.Specifically, the bill establishes a presumption of service-connection, regardless of whether there is a record of evidence of the condition during a servicemember's period of service, for myocarditis, pericarditis, thrombosis with thrombocytopenia syndrome, Guillain-Barre Syndrome, and any other condition the Department of Veterans Affairs (VA) determines is warranted based on a positive association with the COVID-19 vaccine. Under the bill, if the VA determines an additional condition should be specified, it must submit a notice of such determination to Congress.The VA must also report to Congress every 60 days for four years regarding claims for compensation related to a condition associated with the COVID-19 vaccine. Such reports must be made publicly available.

Financial Privacy Act of 2025This bill requires the Department of the Treasury to annually report to Congress details of reports made to the Financial Crimes Enforcement Network (FinCEN). FinCEN collects reports on suspicious financial transactions and the beneficial ownership of companies in order to detect financial crimes, including money laundering.Under the bill, FinCEN must report on the number and types of reports and whether they are retained by FinCEN, any guidance regarding outside agency access to these reports, agency requests for these reports, and any denials of access to these reports. Treasury must annually review access guidance and revise as appropriate to protect the legal rights of U.S persons, among other objectives.

The Drain the Swamp Act of 2025 would require the headquarters of all federal executive agencies to relocate outside the Washington, D.C., metropolitan area by September 30, 2030. Each agency head must submit a relocation plan to Congress by September 30, 2026, identifying a new headquarters location and ensuring that no more than 10 percent of the agency's employees remain in the Washington area after the move. The bill also requires relocation plans to maximize cost savings and consider national security implications, with plans subject to approval by the Office of Management and Budget and the General Services Administration. This legislation would affect thousands of federal employees across numerous agencies, effectively requiring a massive decentralization of the federal government away from Washington, D.C., and the surrounding Maryland and Virginia counties. The bill does not specify funding amounts for these relocations.

United Nations Voting Accountability Act of 2025This bill prohibits giving assistance, such as various types of economic support or military training, to countries that shared U.S. positions on less than 50% of the recorded votes in the most recent United Nations session.A country may be exempted from this prohibition if the Department of State determines that the country will no longer oppose U.S. positions due to a fundamental change in the country's leadership and policies.